课件讲到个人IPS2007年上午真题时，说道如果要求写legal and regulatory constrain 直接写prudent investor rule。。。。。。，请问这个purdent investor rule是什么意思，题目如果这样问是直接写这句话就行吗，完整的句子应该怎么写，课件中rule 后面的动词我没有听清楚
韩韩_品职助教 · 2019年03月09日
同学你好，prudent investor rule简而言之就是说要站在最终受益人的角度上来做投资，要充分考虑到最终受益人的收益风险情况。
这个是investopedia比较全面的解释。
The prudent investment rule requires a fiduciary to invest trust assets as if they were her or his own. This managing investor should consider the needs of the trust's beneficiaries – such as a family or employees that do not have a background in investing, the provision of regular income, and the preservation of trust assets – and should avoid investments that are excessively risky. The prudent investor rule states that the decision-making process must follow certain guidelines.