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minime2019 · 2019年03月07日

问一道题:NO.PZ2015120604000019

问题如下图:

    

选项:

A.

B.

C.

解释:


这道题是否有更快的算方法,而不是列“摊销”表,有点耗时

5 个答案

leozhenlin · 2019年10月09日

同学说的直接用计算器的方法是正确的么

tingting · 2019年08月31日

沙发同学写的解答是正确的么?

elle86 · 2019年08月01日

可以用计算器2nd pv 调用AMORT功能来计算。具体按键如下: step1: 10 N,12 I/Y,25000PV,0FV,CPT PMT=4424.60; step2: 2nd PV调用amort, 设置p1=p2=2 ,2 enter,向下箭头,2enter,向下bal代表第二年还完所剩余本金,prn代表第二年还款中还的本金部分,int代表第二年还款中还的利息部分=2829.05

magico · 2019年10月09日

优秀

claude · 2019年10月16日

看了说明书p1代表开始付款,p2是结束付款,bal是balance

菲菲_品职助教 · 2019年03月10日

同学你好,这道题确实只能这么算,没有其他的便捷办法。

tingting · 2019年08月31日

Elle86写的解答是正确的么?

magico · 2019年03月07日

没有,只能按部就班来算

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NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 请问为什么这里的interest rate和N不考虑12month

2023-04-17 08:50 1 · 回答

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