NO.PZ2019122802000033
问题如下:
A hedge fund strategy focusing on life settlements is sucessful when
选项:
A.The present value of future benefit payment received by the hedge funds is over than the present value of intervening payments made by the hedge funds
B.The present value of future benefit payment received by the hedge funds is less than the present value of intervening payments made by the hedge funds
C.The present value of future benefit payment received by the hedge funds is equal to the present value of intervening payments made by the hedge funds
解释:
A is correct.
A hedge fund strategy focusing on life settlements is sucessful when the present value of future benefit payment received by the hedge funds is over than the present value of intervening payments made by the hedge funds
这个是insurance HF的考点,这里说的是HF投资在保险上的条件,必须是 预期支付现金的现值 大于 未来支出赔付的现值,要PV future benefit payment > PV intervening payments的。,这个我们是这个策略的核心。
预期支付现金的现值 大于 未来支出赔付的现值。这个预期支付现金是谁给谁的,未来支出赔付是谁给谁的