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梦梦 · 2025年06月19日

A怎么理解?

NO.PZ2023102101000035

问题如下:

In regard to the Countercyclical Buffer, which of the following is false?

选项:

A.

Is intended to dampen any excess cyclicality of the minimum capital requirement.

B.

Can be set between 0% and 2.5% of risk-weighted assets, and is at the discretion of the regulators in individual countries.

C.

Will provide an extra 2.5% Common Equity Tier 1 capital buffer in times of stress.

D.

Banks that do not meet the countercyclical buffers will be subject to capital allocation restrictions.

解释:

The capital conservation buffer is intended to dampen any excess cyclicality of the minimum capital requirement. This will vary between zero and 2.5% of risk weighted assets, depending on their judgments as to the extent of the buildup of system-wide risk. Like the capital conservation buffer, banks must meet this buffer with Common Equity Tier 1. Banks that do not meet the capital conservation buffer or countercyclical buffers will be subject to capital allocation restrictions such as dividends, share buybacks and discretionary staff bonuses.

老师,A选项咋翻译啊?目的是减弱最小资本要求的周期任何过剩?

1 个答案

李坏_品职助教 · 2025年06月19日

嗨,爱思考的PZer你好:


A的意思是, Countercyclical Buffer是为了降低非必要的最低资本需求。 就是降低银行资本的过剩需求。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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