这是在讲义哪里，有印象但没有找到

问题如下：

The financial wealth is accumulated as human capital ( )

选项：

A.

declines

B.

increases

C.

has no change

解释：

The wealth of an individual changes throughout one’s lifetime, as does the underlying asset composition: financial wealth is accumulated as human capital declines. As human capital declines, consumption needs are increasingly met using accumulated financial, real, and personal assets.