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Tong · 2025年06月08日

为什么wealth inequality with a larger gap in developed market?

  1. CFA III
  2. 个人IPS

NO.PZ2024101802000033

问题如下：

explain the long-term changes in Gini Coefficients

选项：

解释：

1•Long-term changes in Gini coefficients reveal trends in wealth inequality. •Economic policies, technology, and demographic shifts influence these changes.

2•In recessions, wealth concentrates among fewer people, increasing the Gini coefficient. •Events like the global financial crisis and COVID-19 worsened wealth inequality, with lower-income workers losing jobs while wealthier individuals benefited from stock market gains.

3.Wealth inequality has increased in both developed and developing markets, with a larger gap in developed markets due to weaker social safety nets.

•Global wealth inequality reflects changes both within and between countries.

•From 2000 to 2021, wealth in India grew by 9% annually and in China by 15%, compared to 5% globally. •China's average wealth nearing global levels indicates that global wealth distribution is becoming less unequal overall.

为什么wealth inequality with a larger gap in developed market?我怎么记得是developing country 贫富差距最大呢？

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1 个答案

费费_品职助教 · 2025年06月09日

嗨，从没放弃的小努力你好：


同学你好

在发达市场和发展中市场，财富不平等现象都有所加剧。在发达市场，由于社会保障体系较为薄弱，财富差距更为显著。这里的 “薄弱” 并不是指福利水平低，而是指社会保障体系未能有效约束资本、保护劳动者，甚至在市场化和全球化中成为财富集中的推手。


1.许多发展中国家政府会通过直接干预经济（如土地改革、公共就业计划）或政策倾斜（如印度的农村就业保障法）缓解部分不平等问题。比如我国通过脱贫攻坚、义务教育普及等政策缩小城乡差距；巴西通过 “家庭补助金” 计划向贫困家庭直接转移支付。


2.一些发达市场（如美国）的医疗、教育高度市场化，低收入群体难以负担高昂费用，导致 “因病返贫”“教育债务积压”，难以通过人力资本投资改变命运。欧洲部分高福利国家虽有全民医保和免费教育，但近年受财政紧缩影响，福利缩水（如削减失业救济），削弱了对弱势群体的保护。




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NO.PZ2024101802000033 问题如下 explain the long-term changes in Gini Coefficients 1•Long-term changes in Gini coefficients revetren in wealth inequality. •Economic policies, technology, anmographic shifts influenthese changes. 2•In recessions, wealth concentrates among fewer people, increasing the Gini coefficient. •Events like the globfinancicrisis anCOVI19 worsenewealth inequality, with lower-income workers losing jowhile wealthier invials benefitefrom stomarket gains.3.Wealth inequality hincreasein both velopeanveloping markets, with a larger gin velopemarkets e to weaker socisafety nets. •Globwealth inequality reflects changes both within anbetween countries.•From 2000 to 2021, wealth in Ina grew 9% annually anin China 15%, compareto 5% globally. •China's average wealth nearing globlevels incates thglobwealth stribution is becoming less unequoverall. In the long term, the wealth inequality increases anincreasing the Gini Coefficients

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