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Carolyne · 2025年06月02日

40%怎么算出来的,

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NO.PZ202411210200003103

问题如下:

What percentage of Patterson’s tax-exempt account should be in bonds?

选项:

A.

0%

B.

40%

C.

100%

解释:

B is correct. After making the charitable donation, Patterson’s total portfolio will be USD6.5 million, of which 40%, or USD2.6 million, would be bonds. As bonds are less tax efficient than equities, they should be held in the tax-exempt account to the extent possible. Thus, USD2.0 million of the USD2.6. million total should be held in the tax-exempt account.

40%怎么算出来的,

另外,题目已知,he has accumulated 2 million savings in tax exemp account, 这句话什么意思?累计了 存款 还是 额度?为什么额度是可以累积的?为什么2.6m bonds中只能放在免税帐户里2milion?

1 个答案

费费_品职助教 · 2025年06月03日

嗨,爱思考的PZer你好:


t同学你好

原版书这里答案错误,后面解释是正确的,应该选C,全部100%

客户有(2+1+4-0.5)=6.5m 其中40%要投债券,6.5*0.4=2.6m

现在tax Deferred有2m(这里题目表述不严谨,意思是等同于tax-exempt ,理解为有税收优惠的),所以全部都得投债券

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