NO.PZ202410180200003502
问题如下：
Which of the following is most likely considered investable wealth for an individual?
选项：
A.Checking account used for day-to-day expenses
Savings account representing funds not needed for day-to-day needs
Defined benefit pension plan participation with payments only after reaching age 60
解释：
The correct answer is B. The savings account can be used for investments, espedally if the checking account is sufficient to meet ordinary expenses. A is incorrect because this is a transactions account and may not be considered investable. C is incorrect because the individual does not make the investment decisions until payments begin, and the individual may then invest the payments once living expenses are covered
想问问这个题是general的提问，还是针对个人？
我理解是因为题目中这个人退休了不需要花什么钱支持lifestyle，是需要去投资初创企业，所以不需要day to day的方式
