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Carolyne · 2025年04月15日

must eliminate

NO.PZ2025010601000039

问题如下:

Which one is correct about the fiduciary duty?

选项:

A.An advisor must put their own interests above their clients’ over the entire course of a relationship. B.No need to eliminate conflicts of interest and C.Must disclose residual conflicts of interest

解释:

An advisor must put their clients’ interests above their own over the entire course of a relationship. Must consistently recommend the very best course of action available to the client even if it affects them personally. Must eliminate conflicts of interest and disclose residual conflicts of interest. It is far more stringent than a suitability standard and must be adhered to throughout the relationship.

an advisor must eliminate conflicts of interests and disclose residual...讲义上这么写,请问advisor 如何能确保必须会 eliminate conflicts呢?书上为何写的这么绝对呢?

1 个答案

Lucky_品职助教 · 2025年04月15日

嗨,爱思考的PZer你好:


在fiduciary duty的要求下,规定顾问必须消除利益冲突,这一表述虽看似绝对,但有着充分的考量。从行业规范和法律层面看,诸多法规明确规定顾问有此义务,违反将面临严厉制裁,这成为强制顾问消除利益冲突的有力约束。就声誉方面而言,顾问及其所在机构为维护在市场中的良好形象,避免客户流失,会积极主动地杜绝利益冲突情况的出现。而且,金融机构内部也建立了完善的管理机制,通过制定行为准则、设立合规审查部门等方式,对顾问的行为进行规范和监督,及时发现并消除利益冲突隐患。所以,虽然表述看似绝对,但综合这些因素,是能够促使顾问尽可能地去消除利益冲突的 。

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