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绮绮🌟 · 2025年04月02日

为什么overnight是volatile?

NO.PZ2020042003000076

问题如下:

The following statements are about the key health measures of a CFP framework, which of the following statements is NOT correct?

选项:

A.

Projected net funding requirements to current unused funding capacity: assess the bank’s future lending obligations to the total funds available.

B.

Funding maturity profile: Large concentrations in funding maturities can threaten an institution’s liquidity position, particularly concentration in short-term funding.

C.

Overnight borrowings to total assets: The use of this volatile source of funding can expose the institution to increased liquidity risk.

D.

Short-term liabilities to total assets: the funding will need to be repaid within a predetermined short-term time period to support the institution’s assets.

解释:

考点:对Contingency Funding Planning-Framework and Building Blocks的理解

答案:D

解析:

D选项描述错误,Short-term liabilities to total assets是衡量要在短期内Roll overFunding,不是Repaid。关于D选项正确的表述为:

Short-term liabilities to total assets: the funding will need to be rolled over within a predetermined short-term time period to support the institution’s assets.

选项c 为什么overnight是volatile?这个怎么理解啊

1 个答案

李坏_品职助教 · 2025年04月02日

嗨,从没放弃的小努力你好:


隔夜拆借指的是第二天就得立刻还回去的这种融资方式,今天借钱,明天就必须还钱。这种方式往往是银行与银行之间进行的同业拆借,至于对方银行是否愿意借给我方、借给我的金额是否足够我用,这些问题都是不确定的,相比于长期融资方式来说,变数很大,所以是volatile的融资方式。

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