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NO.PZ202410180200002504 问题如下 VSili, age 22, hjust graatefrom university anbegins making ambitious plans for her future. She hacceptea position a ta scienanalyst in a start-up company starting next month. Her starting annusalary is US6,000 per ye(after tax), anpart of her compensation, will also receive stooptions in the company annually worth US0,000. She expects to able to set asi 25% of her after-tsalary into investments in a taxable account while also maximizing her investment contributions to a finecontribution account. Sili believes ththe age of 28, she will earning severtimes more thher starting salary the age of 22. She further believes thshe will have realizea payoff from her company stooptions of least US million anplans to use her option procee to purchase reestate anmake selecteinvestments in other start-up ventures. She expects the value of her financiassets to approximately US00,000. the age of 35, Sili is expecting to a top executive a technology firm, with personinvestable net worth in excess of US0 million ana net worth of least US00 million. Between the ages of 35 an40, Sili expects to have gainesufficient experienanaccess to financicapitto start her own technology company, with initipublic offering severyears later thwill generate a payoff of least US billion. After serving chair anCEO of the company for two years while it transitions to being a public company, Sili plans to retire from life a technology company senior executive. She plans to live a relatively minimalist lifestyle financially in retirement while using her vast wealth to invest in young technology startups anprovi aisory services for startup managers. her abilities to provi suservices cline, she plans to graally nate her wealth to funenwments to nonprofit scientific organizations voteto solving important worlproblems with a specific focus on targeteinvestments in countries with high Gini coefficients scuss the implications of Sili’s retirement plwith respeto the value of her humcapital, financicapital, antotwealth, well with respeto the cumulation phase of her economic life cycle. While Sili's humcapitvalue likely clines in retirement she ages, her ability to earn money from her investments anaisory work for start-ups mnegate significant clines in the value of her humcapital. However, eventually she mci to make fewer investments antake on fewer aisory assignments, anthis stage, her humcapitwill cline in value more significantly. Sili's financicapitis likely to continue to increase long she remains effective intifying goocante start-ups in whito invest. these companies succeefinancially, Sili will continue to realize profits from these investments. Eventually, she will begin converting some of her financicapitinto nations to her philanthropic interests ring the cumulation phase of her economic life. this point in time, her totwealth mfinally begin to cline. Invest in young technology startups这个到底算是Humcapital还是FinanciCapital呀？按道理这个应该是Financicapital，但为啥答案把这个归到humCapital里面了？