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缨水珞 · 2025年02月01日

知识点定位,谢谢老师

NO.PZ2025010601000060

问题如下:

For the purpose of comprehensive wealth planning, it is most advisable to address the influence of inflation in:

选项:

A.the client's asset portfolio. B.the client's liability structure. C.a broad index encompassing all goods and services

解释:

 Inflation can present a significant financial risk when the growth rate of the client's liabilities, which essentially represent their expenditures, outpaces that of their assets, including income and savings. Different regions, sectors, and individual goods and services can experience varying levels of inflation. It is crucial to consider the specific objectives that constitute the client's primary liabilities, such as funding for education, healthcare costs, or the acquisition of a second home. The erosion of purchasing power in relation to these specific goals can have a substantial negative impact on the client's overall financial well-being and quality of life. Option A focuses only on assets and doesn't directly address the core issue of how inflation affects the balance between liabilities and assets. Option C, an index of all goods and services, is a general measure and doesn't specifically pertain to the client's individual wealth planning context in terms of managing the impact of inflation on their personal financial situation.

这个题目对应讲义里哪个知识点,谢谢老师

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