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Randia · 2025年01月12日

这道题有点不明白 求老师详解

NO.PZ2024101802000029

问题如下:

选项:

The estimation of the value of human capital, the future income, is discounted at the:

A.

real risk-free rate

B.

nominal risk-free rate plus a premium for inflation

C.

nominal risk-free rate plus a premium associated with occupational income volatility

解释:

C is correct. A premium associated with the occupational income is added to the nominal interest rate. The numerator in the human capital valuation is the anticipated income. A is incorrect because the income that is being discounted is in nominal terms. B is incorrect because the nominal risk-free rate includes an inflation premium.

这道题有点不明白 求老师详解

1 个答案

费费_品职助教 · 2025年01月13日

嗨,努力学习的PZer你好:


同学你好

 

这道题是考察human capital 的公式,折现率是分母,其中rf是无风险利率,y是与职业收入波动相关的风险溢价

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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