No.PZ2023010410000003 (问答题)
来源: 经典题
Henlopen McZhao is a private wealth manager. After a successful introductory meeting with Nescopeck Cree, she is meeting again with this new client to plan a wealth management strategy. McZhao seeks additional personal information from Cree.
McZhao learns that Cree is 45 years old and is currently employed as an attorney Cree has a number of specific financial goals that he wishes to achieve in the future but has no particular return objective for his portfolio. Because he has been investing for 20 years, Cree is comfortable with moderate levels of market volatility. His employment provides for his current expenses, so Cree's liquidity requirements are minimal. Cree prefers to have his environmental and social concerns reflected in his investment choices.
Discuss additional personal information that McZhao should gather from Cree in order to properly advise this new client.
我的回答：
McZhao's tax status also need to be gathered so as to further advise.
In addition, his return objective need to be quantified.
The probability of success of each goal also need to be specified over what time horizon.
参考回答：
McZhao should obtain the following additional personal information from Cree:
- Family situation: Marital status, children and grandchildren, ages of family members
- Identification: Copy of driver's license or passport
- Additional career information: Future aspirations for career, business, and retirement
- Investment background
- More details on financial goals and risk tolerance
基本是完全答偏了（除了高亮的这个financial goals回答沾了点边），这是什么知识点啊？
我怎么记得课里面没有讲过这个方面，课上是围绕个人信息、财务信息和税务信息展开的。
