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Avalon · 2024年11月13日

有没有违背diligence ,communication with client,客户遗漏的信息她也没问

NO.PZ2024022002000161

问题如下:

Portfolio manager Johanna Ayers, CFA, crafts an investment policy statement for a client, addressing their risk profile and investment goals. The client omits details of assets managed elsewhere, and Ayers only takes charge of the known assets. She also formulates a distinct investment strategy and asset allocation plan for these assets. Is this approach a likely breach of the suitability standard?

选项:

A.No breach has occurred.

B.Yes, due to segregating the investment strategy from the IPS.

C.Yes, for managing assets without full knowledge of the client's entire portfolio.

解释:

Option A is correct. As per Standard III (C), Suitability, an accurate suitability assessment ideally requires full disclosure of a client's financial assets. Nevertheless, when information is limited, the analysis must adapt to the available data. Ayers’ method of preparing a separate document for the investment strategy and asset allocation is within professional guidelines, making her approach compliant with the standards.

没有违背suitability ,有没有违背其他的

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已采纳答案

王暄_品职助教 · 2024年11月13日

即尽管理想的适合性评估需要客户全面披露其金融资产,但在信息有限的情况下,分析必须根据可用数据进行调整。Ayers根据已知资产制定了投资策略和资产配置计划,这一做法在专业准则范围内,因此她的方法符合Subitablity。

同时,也没有违反其他要求

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