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梦梦 · 2024年11月12日

能翻译一下d吗

NO.PZ2023091901000003

问题如下:

A risk manager at a local bank is discussing the concepts of expected and unexpected loss with a risk analyst. The risk manager points out that unexpected losses can sometimes result from unknown or uncertain risks, or risks that are difficult to quantify. The analyst asks about ways to assess and manage these risks. Which of the following is a correct statement for the manager to make?

选项:

A.

Unknown risks may be estimated but are typically impossible to manage.

B.

Unknown risks may exist in various risk types but are typically minor and inconsequential.

C.

Risk managers should treat unknown risks in the same way as those risks that can be quantified.

D.

A risk manager’s confidence in the estimate of a risk measure should affect the application of that estimate in the decision-making process.

解释:

D is correct. A risk manager’s confidence in a risk measure shapes how the result should be applied in decision-making.

A is incorrect. Examples of unknown risks are Knightian uncertainties, in which the decision maker cannot know all the information required to model a probability distribution of potential outcomes. These types of risk can sometimes be managed through avoidance and other forms of risk management.

B is incorrect. Some unknown risks such as Knightian uncertainties can be very large and threatening in terms of potential severity, even though their frequency is impossible to quantify.

C is incorrect. Risk managers must never treat risks that cannot be measured as if they are a known quantity.

D选项正确。风险管理者对风险度量的信心决定了如何将结果应用于决策。
A不正确。未知风险的例子是Knightian 不确定性,在这种情况下,决策者不可能知道建立潜在结果概率分布模型所需的所有信息。这些类型的风险有时可以通过规避和其他形式的风险管理来管理。
B不正确。一些未知的风险,如Knightian 不确定性,就潜在的严重程度而言,可能非常大,并具有威胁性,尽管它们的频率无法量化。
C选项不正确。风险管理者绝不能把无法测量的风险当作已知的量来对待。

D:风险经理对风险测量评估的信心会影响评估的适用性。

1 个答案
已采纳答案

pzqa27 · 2024年11月13日

嗨,爱思考的PZer你好:


它的意思是说当风险经理对风险评估的信心会影响决策的制定,这个是对的。当一个风险经理对风险的模型越有自信,他对风险的把控掌握程度越强,自然会制定更准确的策略。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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