NO.PZ2023091701000160
问题如下：
Which of the following statements about insurance and derivatives as a means of hedging operational risk is correct?
选项：
A.Hedging through insurance is inexpensive.
B.Hedging through derivative securities is subject to the moral hazard problem.
C.The insurance market is less developed than the market for operational derivative securities.
D.Insurance policies can be used to hedge a wider array of operational risks than derivative securities.
解释：
B不对吗？衍生品对冲会遭受道德风险变成投机
