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Trust_me_King · 2018年10月07日

问一道题:NO.PZ2018091702000014

问题如下图:

    

选项:

A.

B.

C.

解释:


老师,B为什么不对。这哥们持仓头寸集中,而且银行家自己放杠杆,可见对自己的投资决策信心很足,那我基金经理去和他讨论决策改进也是毫无意义啊?

1 个答案
已采纳答案

Shimin_CPA税法主讲、CFA教研 · 2018年10月08日

同学你好,如果你思考的角度是:B这个人有high wealth, 偏emotional bias,所以根据下面这个表格,基金经理应当去适应而不是教育,那么这个思考的角度是很好的。

但是注意本题的用词“discuss”,如果基金经理不跟客户沟通、不提投资改进建议,那么客户完全可以自己做投资,更何况B的投资决策的确是有问题的。所以基金经理需要跟他讨论决策改进。

Trust_me_King · 2018年10月10日

原来是这个知识点,看客户偏bias还是error,那我懂了,谢谢老师!

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