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cherry-wu · 2018年10月05日

问一道题:NO.PZ2018062016000019

问题如下图:

    

选项:

A.

B.

C.

解释:


老师,放在Account2的本金30000,3年后为什么不计算FV?还有题目中leaving all the money in Accout 2为什么不是放在Account2中的30000加上放在Account1中的750?谢谢

1 个答案

菲菲_品职助教 · 2018年10月07日

同学你好,首先放在account2里面的30,000在每年一产生利息就把利息转到account1里面去了,所以account2里面的钱每到年末始终都是30,000。其次,leaving all the money in Account 2是指在每年年末不把利息拿出来,所以就相当于是一个复利的过程,而不是单纯的把30000加上750。

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NO.PZ2018062016000019问题如下Clark opens two bank accounts. Account 1 is compounquarterly with stateannurate of 3%, while Account 2 is compounannually with annuinterest rate of 2.5%. Clark put the principof $30,000 to Account 2 anannuinterest to Account 1 long he receive After three years, whis the fferenbetween Clark’s current wealth planning anleaving all the money in Account 2?A.$13.50B.$12.24C.$16.12B is correct.Annuinterest receivefrom Account 2 is $30,000*2.5%=$750.After three years, Clark’s current wealth planning:Leave all the money in Account 2: $30,000*(1+2.5%)3=$32306.71The fferenis $32318.95-$32306.71=12.24我想得比较复杂,本金在账户2里面不需要按照2.5%复利吗

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