NO.PZ2020011901000021
问题如下:
Which of these is the biggest risk for whole life insurance?
选项:
A.Longevity risk
Mortality risk
Policies being sold to a third party
Inflation
解释:
B. The biggest risk for whole life insurance is that the policyholder dies earlier than expected. This is referred to as mortality risk. Longevity risk is the risk that the policy holder will live longer than expected. Sale of the policy to a third party should make no difference and policies are not inflation-linked.
持有人死的比预期早,这个风险针对的是保险公司讲的么