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mushroom1008 · 2018年09月27日

问一道题:NO.PZ2018062016000019 [ CFA I ]

问题如下图:

    

选项:

A.

B.

C.

解释:


放在account 1的那笔按计算器 I/Y=0.75, N=12, PV=0, PMT=750, 求FV,这样算出来的结果为什么不对呢?

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菲菲_品职助教 · 2018年09月27日

同学你好,确实不能用计算器这么计算,你是把它换算成季度来算,但是他并不是每个季度的PMT是750,而是每年的PMT是750。每过一年就把这个account2产生的利息750放到account1中。

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NO.PZ2018062016000019问题如下Clark opens two bank accounts. Account 1 is compounquarterly with stateannurate of 3%, while Account 2 is compounannually with annuinterest rate of 2.5%. Clark put the principof $30,000 to Account 2 anannuinterest to Account 1 long he receive After three years, whis the fferenbetween Clark’s current wealth planning anleaving all the money in Account 2?A.$13.50B.$12.24C.$16.12B is correct.Annuinterest receivefrom Account 2 is $30,000*2.5%=$750.After three years, Clark’s current wealth planning:Leave all the money in Account 2: $30,000*(1+2.5%)3=$32306.71The fferenis $32318.95-$32306.71=12.24我想得比较复杂,本金在账户2里面不需要按照2.5%复利吗

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