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eyn · 2024年09月09日

B为什么不对

NO.PZ2023021601000086

问题如下:

Which of the following risks is best described as a financial risk? (原版书)

选项:

A.Credit

B.Solvency

C.Operational

解释:

A financial risk originates from the financial markets. Credit risk is one of three financial risks identified in the reading: Credit risk is the chance of loss due to an outside party defaulting on an obligation. Solvency risk depends at least in part on factors internal to the organization and operational risk is an internal risk arising from the people and processes within the organization.

solvency risk为什么不是financial risk?

1 个答案

Kiko_品职助教 · 2024年09月10日

嗨,爱思考的PZer你好:


对于financial risk。原版书定义为包括三项:market risk,credit risk,liquidity risk。其余都是non-financial risk,这个是需要重点掌握的。这类题目往往考察的是大类的分类,很少会考察具体的类似的概念细节辨析,因为不同教材对类似风险的定义是有重叠和交叉性的地方的。

solvency risk会被特地描述为是因为组织内部现金流断裂而导致的问题,所以部分取决于组织内部的因素。

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