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小权 · 2024年07月27日

MOCK A 上午卷第9题(私人财富管理)里面的第二题

老师您好,MOCK A 上午卷第9题(私人财富管理)里面的第二题Discuss the issue of goal prioritization for Greenregarding his retirement

vacation homeand the children’s education.。答案给的非常长,请问老师真实考场上该如何回复。(参考答案是:Green emphasizes the importance of funding his daughters' college education. Yet, he is also would like to purchase a vacation home in the next three months, and he's aware of impending retirement expenses starting in five years. Clients frequently face overlapping goals. While Green's desire for a vacation home and his daughters' education are immediate and short-term, he can't overlook long-term retirement and healthcare expenses. Funds expended in the short-term may endanger long-term goals.Wealth managers are positioned to guide their clients in prioritizing and realizing their goals)


1 个答案

王暄_品职助教 · 2024年07月27日

在真实考场上,对于这样一道题目,你需要简洁明了地回应,同时确保涵盖所有关键点。以下是一个简短的回答示例:


"Green面临多重财务目标,包括资助女儿上大学、三个月内购买度假屋以及五年后开始考虑的退休费用。在私人财富管理中,客户常有多重且可能重叠的目标。虽然购买度假屋和资助女儿教育是短期内的迫切需求,但长期退休和医疗保健费用同样不可忽视。短期内的资金支出可能危及长期目标的实现。作为财富管理师,我们的职责是指导客户合理设定目标的优先级,并协助他们实现这些目标。"

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