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Olivia.W🌸 · 2024年07月10日

transfer和shift有什么区别,不都是转移吗

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问题如下:

Which of the following is a strategy of risk shifting?

选项:

A.

Buying an earthquake insurance policy for a retail store.

B.

A owner of a factory takes a short position to deliver goods in a future contract.

C.

Diversifying one's investments across different industries.

解释:

B is correct.

Risk shifting refers to actions that change the distribution of risk outcome. Derivatives is an example of risk shifting.

An example of risk transferring is insurance.

Diversification is an example of risk acceptance.

transfer和shift有什么区别,不都是转移吗

1 个答案

Kiko_品职助教 · 2024年07月10日

嗨,努力学习的PZer你好:


risk shift指的是通过衍生品的方式转移风险,会改变收益的结果,风险依旧存在,结果不确定。

risk transfering指的是通过insurance彻底转嫁风险给第三方。

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