ethics的课后题，关于PlusAccount
Six months later, Brown suffers serious medical and financial problems and stops trading. Klein telephones him to review his financial situation. Brown insists that he will make a full recovery and that he will be trading again shortly. During the next twelve months, Brown is too ill to trade. His growing expenses force him to withdraw large amounts from his PlusAccount. Within another 18 months, his PlusAccount value is less than $50,000.
23. In her supervisory duties, does Finnegan violate any of the CFA Institute Standards?
- No
- Yes, because she fails to ensure that compliance procedures are enforced
- Yes, because she delegates supervisory authority to her assistant branch manager
这道题，何老师讲解的时候说，因为Brown已经不适合PlusAccount了，Klein应该及时把Brown的账户从PlusAccount中移出来，等Brown病好以后再移回去，避免给客户带来损失。
但是何老师在讲到suitability还是fair dealing的时候也提到，比如基金经理对股票A做出了卖的建议，客户非要买，基金经理应该先教育客户，详细解释自己的投资建议之后，如果客户还坚持要买，再给他买。
本题提到了Klein让Brown重新评估自己的情况，Brown “insist”他很快就会好，就能重新交易，这里是不是跟何老师讲的坚持买的案例相似？如果客户坚持要PlusAccount，基金经理也不能强行给他移出来吧？
还是说他俩的对话必须要特别提到PlusAccount才行？这里应该怎么理解？
