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EmilyZhou · 2024年06月25日

老师可以讲下这道题吗？

  1. CFA I
  2. Portfolio

NO.PZ2022081802000076

问题如下：

Question A 35-year-old financial analyst expects to retire at the age of 65 and is interested in investing to fund her retirement. She describes herself as being financially astute with average risk tolerance. Which asset class is least likely to be suitable for a majority allocation in her portfolio to meet her retirement needs?

选项：

A.Long-term bonds

B.US Treasury bills

C.Exchange-listed equities

解释：

Solution

B is correct. The investor has a 30-year time horizon and average risk tolerance, so she is able to accept the additional risk associated with exchange-listed equities and long-term bonds compared with US Treasury bills.

A is incorrect because the investor has a 30-year time horizon and average risk tolerance, so she is able to accept the additional risk associated with long-term bonds compared with US Treasury bills.

C is incorrect because the investor has a 30-year time horizon and average risk tolerance, so she is able to accept the additional risk associated with exchange-listed equities compared with US Treasury bills.

老师可以讲下这道题吗？没有明白解释

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1 个答案

Kiko_品职助教 · 2024年06月25日

嗨，爱思考的PZer你好：


题目说的是这位35随的金融分析师预计在65岁退休，也就是说他还有30年的时间能够持续赚钱，投资期比较长；而且他形容自己有平均的风险承受能力。那么这两点就可以看出来，他其实是可以有能力并有意愿去投资一些有风险的资产的。所以选择least likely最不可能大量投资在美国国库券上。美国国库券相当于零风险了。所以这道题选择B

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NO.PZ2022081802000076 问题如下 QuestionA 35-year-olfinancianalyst expects to retire the age of 65 anis interestein investing to funher retirement. She scribes herself being financially astute with average risk tolerance. Whiasset class is least likely to suitable for a majority allocation in her portfolio to meet her retirement nee? A.Long-term bon B.US Treasury bills C.Exchange-listeequities SolutionB is correct. The investor ha 30-yetime horizon anaverage risk tolerance, so she is able to accept the aitionrisk associatewith exchange-listeequities anlong-term bon comparewith US Treasury bills.A is incorrebecause the investor ha 30-yetime horizon anaverage risk tolerance, so she is able to accept the aitionrisk associatewith long-term bon comparewith US Treasury bills.C is incorrebecause the investor ha 30-yetime horizon anaverage risk tolerance, so she is able to accept the aitionrisk associatewith exchange-listeequities comparewith US Treasury bills. 可以请老师翻译一下吗？

2023-08-16 16:44 1 · 回答