王琛_品职助教 · 2024年06月24日
嗨，爱思考的PZer你好：
1
公式显示没问题哈
解析中的公式，其实和原版书或讲义中的思路一致
2
课上李老师专门介绍过，建议不使用这种理解的方式，而是采用老师介绍的思路
同学所列的公式，虽然是参考了老师上课的思路，但是有个细节写错了
以选项 A 为例，次方应该是 (50-10)/365
3
两种思路的公式，请参考基础班讲义墨迹版 P182
本题的解题思路，也请参考：https://class.pzacademy.com/qa/154927
----------------------------------------------虽然现在很辛苦，但努力过的感觉真的很好，加油！
NO.PZ2023090505000012 问题如下 issuer with limitecash flow is cing whiof its suppliers’ cret terms are least costly. Whiof the following cret terms offereto the issuer its suppliers have the lowest effective interest rate? A.1/10, net 50 B.2/15, net 40 C.3/15, net 60 A is correct. The implicit financing cost ththe issuer faces when forgoing a scount ththe supplier or venr offers is baseon the amount of the forgone scount anlength of the payment periobeyonthe scount perio 1/10, net 50 woulpermit the issuer to borrow for 50 − 10 = 40 ys a cost of only 1% of the purchase pri(the forgone scount). The calculations for the cost of financing for easet of cret terms, expresseeffective annurate, are follows: 可以一下用计算器怎么按吗？
NO.PZ2023090505000012问题如下 issuer with limitecash flow is cing whiof its suppliers’ cret terms are least costly. Whiof the following cret terms offereto the issuer its suppliers have the lowest effective interest rate? A.1/10, net 50B.2/15, net 40C.3/15, net 60 A is correct. The implicit financing cost ththe issuer faces when forgoing a scount ththe supplier or venr offers is baseon the amount of the forgone scount anlength of the payment periobeyonthe scount perio 1/10, net 50 woulpermit the issuer to borrow for 50 − 10 = 40 ys a cost of only 1% of the purchase pri(the forgone scount). The calculations for the cost of financing for easet of cret terms, expresseeffective annurate, are follows: issuer现金流受限，想要选未来能接受被付最少钱的supplier，为了付最少钱，那issuer肯定会选择提早以优惠利率支付，所以用EAR来拉伸到一年内来衡量？1. 请问图中等式正确吗？是我根据答案写的，但扣减优惠和优惠时间这里我不太理解，求，谢谢！
NO.PZ2023090505000012问题如下 issuer with limitecash flow is cing whiof its suppliers’ cret terms are least costly. Whiof the following cret terms offereto the issuer its suppliers have the lowest effective interest rate? A.1/10, net 50B.2/15, net 40C.3/15, net 60 A is correct. The implicit financing cost ththe issuer faces when forgoing a scount ththe supplier or venr offers is baseon the amount of the forgone scount anlength of the payment periobeyonthe scount perio 1/10, net 50 woulpermit the issuer to borrow for 50 − 10 = 40 ys a cost of only 1% of the purchase pri(the forgone scount). The calculations for the cost of financing for easet of cret terms, expresseeffective annurate, are follows: 为什么算出的不是这个结果
