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nash · 2024年06月17日

Portfolio 1 50% in fixed income 不会导致流动性问题吗?

* 问题详情,请 查看题干

NO.PZ202212280100000501

问题如下:

Based on Exhibit 1, which portfolio best meets the Laws’ education goal for their children?

选项:

A.

Portfolio 1

B.

Portfolio 2

C.

Portfolio 3

解释:

A is correct. Portfolio 1 best meets the Laws’ education goal for their children. The estimated present value of the Laws’ expected education expense is $275,000. Given that the children will be starting college soon, and the Laws have a very strong desire to achieve this goal, Portfolio 1, which stresses liquidity and stability, is most appropriate to meet the Laws’ short-term education goal.

家庭要fund 孩子的college tuition fee,不是应该选一个流动性高的组合吗?谢谢老师

1 个答案

lynn_品职助教 · 2024年06月18日

嗨,爱思考的PZer你好:


家庭要fund 孩子的college tuition fee,不是应该选一个流动性高的组合吗?谢谢老师


是的,是要选流动性高的,解释里面这句话Portfolio 1, which stresses liquidity and stability, 就是说组合1流动性强,并且稳定


Law的子女教育资金需求,有两处关键词,一处在正文第一段“soon begin college”,一处在第三段,“very strong desire to fund”,所以教育费用重点考虑的就是流动性和可靠性,流动性最强的是现金,比较可靠的投资产品是fixed income,所以A选项最合适。

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