NO.PZ2018091705000079
问题如下：
Shelly tells her investment manager that she has recently been reading about traditional and economic balance sheets, would like to clarify her understanding on calculation of net wealth. Which of following formulations are correct to calculate her net wealth?
选项： Net wealth = Net worth +(PV of future
earnings + PV of unvested pension benefits) -(PV of consumption goals + PV of
bequests)
Net wealth = Net worth -(PV of future earnings + PV of unvested pension benefits) +(PV of consumption goals + PV of bequests)
C.Net wealth = PV of future earnings + PV of unvested pension benefits +PV of consumption goals + PV of bequests
解释：
A is correct.
考点: Economic (Holistic) Balance Sheet
解析：Net wealth 净财富的计算方法如下:
Net wealth = Net worth from the traditional balance sheet +(Present value of future earnings + Present value of unvested pension benefits) – (Present value of consumption goals + Present value of bequests)
这道题的答案我能不能这么理解：
traditional balance sheets的A-L算出的结果是net worth？
economic/extended/holistic balance sheets的A-L算出的结果是net wealth？
那为什么我在asset allocation里面学的economic/extended/holistic balance sheets的A-L算出的结果是net worth呢？
net worth和net wealth到底都是什么意思？对应谁？请老师分别直接解释一下，谢谢老师！
