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狄虓 · 2024年05月07日

选项中的Creditor是什么意思?

NO.PZ2024050101000052

问题如下:

In a bilaterally cleared derivatives transaction between two companies (Company A and Company B), Company B defaults. The value for Company A is a positive $60,000 and the collateral posted by Company B is $20,000. In this situation, Company A is a(n):

选项:

A.

secured creditor in the amount of $20,000

B.

secured creditor in the amount of $40,000

C.

unsecured creditor in the amount of $20,000

D.

unsecured creditor in the amount of $40,000

解释:

The total value for Company A (as the nondefault party) is positive, and at $50,000, it exceeds the $30,000 collateral posted by Company B (as the default party). Company A will be an unsecured creditor for an amount equal to $60,000 − $320,000 = $40,000.

如题,选项中的Creditor是什么意思?以及为啥A不对?

1 个答案
已采纳答案

李坏_品职助教 · 2024年05月07日

嗨,努力学习的PZer你好:


creditor意思是债权人。本题中是B公司违约了,B公司欠下A公司6万块钱,大于B公司的抵押品2万块钱,所以A很可能无法足额收回所有欠款。所以是选D。

A选项说的是secured creditor,这个不对。2万块钱只是抵押品价值,还有额外的4万块钱是不安全的(就是无法收回的欠款)。


本题的答案解析里面的数字是错的,total value for A公司应该是60000,抵押品价值是20000,所以应该是60000 - 20000 = 40000,我们已经跟相关同事反馈了,会尽快修正。

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

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