NO.PZ2024042601000004
问题如下：
Which of the following components of expected loss considers the product that was used for the loan?
选项：
A.
Unexpected loss.
B.
Loss given default.
C.
Exposure at default.
D.
Probability of default.
解释：
The component of expected loss that considers which loan product was used is loss given default (LGD). The probability of default (PD) considers which client is associated with the loan while the exposure at default (EAD) considers how long the loan has been outstanding.
课上说PD和借款人特质有关，LGD、EAD和贷款本身性质有关，这题怎么理解呢？
