regulator和supervisor两角色区别是啥啊

问题如下：

A newly hired risk manager at a local bank is implementing the Basel Committee principles for risk data aggregation and risk reporting. The manager is assessing the role of regulators and supervisors according to the Basel Committee principles. Which of the following statements is correct for the manager to make?

选项：

A.

Regulators have provided banks with clear and comprehensive actions to take in order to comply with the Basel principles in every aspect

B.

Regulators view banks’ compliance with the Basel principles as a customized exercise that varies from bank to bank

C.

Supervisors have the ability to recommend that banks take remedial actions to address any deficiencies, but they do not have the authority to mandate these actions

D.

Supervisors should review and evaluate a bank’s compliance only on an as-needed basis when deficiencies are identified

解释：

B is correct. Regulatory compliance by banks is a subjective exercise and the standards for each bank are accordingly bespoke (i.e. will vary from bank to bank).

A is incorrect. Regulators have not come forward with clearer guidelines for compliance and have not provided guidelines that are consistent with banks that have different jurisdictions, operations and risk profiles.

C is incorrect. Remedial actions for compliance deficiencies must be made in a timely fashion and supervisors should have the ability to mandate these actions.

D is incorrect. Supervisors should periodically review and evaluate a bank’s compliance with the eleven BCBS principles