ditto · 2024年04月22日
NO.PZ2020021002000083
问题如下：
The securitization mechanism underlying the subprime CDO market played a central role in bringing about the 2007-2009 global financial crisis (GFC)
选项：
A.
True
B.
False
解释：
False
The crisis may have had more to do with failings of the pre-crisis securitization process than with the underlying principle of credit risk transfer.
中文解析：
2007年的次贷危机更多地与危机前的资产证券化过程的失败有关，而不是与信贷风险转移的基本原则有关。所以本题选B。
次贷危机是资产证券化导致的，这题表述不对，怎么改才算正确呢
明白了 是improper use
pzqa39 · 2024年04月22日
嗨，从没放弃的小努力你好：
这里阐述的是一个原版书里的观点，就是不是信用转移工具引发的次贷危机，而是信用转移工具的滥用引发的，所以这句描述就算成是错的了。
The cause of the subprime crisis lies not in inherent flaws within the financial tool or concept of credit risk transfer itself, but rather in the improper use and excessive abuse of these instruments in practice.
----------------------------------------------努力的时光都是限量版，加油！
NO.PZ2020021002000083问题如下 The securitization mechanism unrlying the subprime C market playea centrrole in bringing about the 2007-2009 globfinancicrisis (GFA.True B.False False The crisis mhave hmore to with failings of the pre-crisis securitization process thwith the unrlying principle of cret risk transfer.中文解析2007年的次贷危机更多地与危机前的资产证券化过程的失败有关，而不是与信贷风险转移的基本原则有关。所以本题选老师，08年金融危机不就是因为次级债资产证券化引发的吗？这里写到标的是次级债，已经有滥用的意思了，为什么是错的？这是原版书课后题，或者出处是哪里？还是咱们自己编写的讷？
NO.PZ2020021002000083 问题如下 The securitization mechanism unrlying the subprime COO market playea centrrole in bringing about the 2007-2009 globfinancicrisis (GF A.True B.False False The crisis mhave hmore to with failings of the pre-crisis securitization process thwith the unrlying principle of cret risk transfer.中文解析2007年的次贷危机更多地与危机前的资产证券化过程的失败有关，而不是与信贷风险转移的基本原则有关。所以本题选 原文中COO是写错了吗？
False False The crisis mhave hmore to with failings of the pre-crisis securitization process thwith the unrlying principle of cret risk transfer.不是由于还不起房贷引发的金融危机吗
False False The crisis mhave hmore to with failings of the pre-crisis securitization process thwith the unrlying principle of cret risk transfer.没太看懂题目？？？？？
