NO.PZ2023080903000045
问题如下：
A person aims to accumulate enough funds to sustain an annual expenditure of €80,000 throughout a 25-year retirement phase. To achieve this, the individual plans to make yearly end-of-year deposits of €6,608, starting at the conclusion of their working years. Assuming an annual compounding interest rate of 6% for all investments, what is the nearest minimum count of deposits needed to attain their retirement objective?
选项：
A.28
B.40
C.51
解释：
求退休后总花费的PV（相当于存款的FV），
PMT=80000; N=25，I/Y=6%, FV=0，求得PV=-1022668.49
求存款的N
FV=1022668.49; I/Y=6%；PV=0;PMT=-6608
求得N=40
1
