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carrie_w2008 · 2024年04月08日

C如何理解,机构有可能在需要借钱的时候借不上钱怎么办

NO.PZ2020042003000098

问题如下:

The following statements are about the borrowed liquidity management strategies. Which of the following statement is NOT correct?

选项:

A.

Borrowing liquidity is the safest approach to solving liquidity problems

B.

It is also called purchased liquidity or liability management: borrowing to cover all anticipated demands for liquidity.

C.

One advantage of borrowing liquid funds is that Financial firms can choose to borrow only when it actually needs funds

D.

Leave the volume and composition of its asset portfolio unchanged. As selling assets to provide liquidity shrinks size of a bank as its asset holdings decline.

解释:

考点:对Liquidity and Reserves Management: Strategies and Policies- Strategies for Liquidity Managers的理解

答案:A

解析:

选项A错误,在管理流动性问题时,Borrowing liquidity的风险最大。

C如何理解,机构有可能在需要借钱的时候借不上钱怎么办

1 个答案
已采纳答案

pzqa39 · 2024年04月08日

嗨,努力学习的PZer你好:


C选项的意思是:借入流动资金的一个优点是金融机构可以选择只在实际需要资金时借款。C选项选项实际上强调了借入流动资金的灵活性和及时性,即金融机构在确实需要资金时可以通过借款来解决流动性需求,这种方式可以提供一种即时的资金来源,并没有说“”一定可以借到钱”。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!