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Maxy · 2024年04月03日

请问P (A and Hc) 和P (AC and H)什么意思呢?

NO.PZ2023091601000003

问题如下:

An insurance company estimates that 40% of policyholders who have only an auto policy will renew next year, and 60% of policyholders who have only a homeowner policy will renew next year. The company estimates that 80% of policyholders who have both an auto and a homeowner policy will renew at least one of those policies next year. Company records show that 65% of policyholders have an auto policy, 50% of policyholders have a homeowner policy, and 15% of policyholders have both an auto and a homeowner policy. Using the company's estimates, what is the percentage of policyholders that will renew at least one policy next year?

选项:

A.

20%

B.

29%

C.

41%

D.

53%

解释:

Let:

A = event that a policyholder has an auto policy

H = event that a policyholder has a homeowners policy

Then, based on the information given:

P (A and H) = 0.15

P (A and Hc) = P (A) – P (A and H) = 0.65 – 0.15 = 0.5

P (AC and H) = P (H) – P (A and H) = 0.5 – 0.15 = 0.35

Therefore, the proportion of policyholders that will renew at least one policy is shown below:

0.4 * P (A and Hc) + 0.6 * P (Ac and H) + 0.8 * P (A and H) = 0.4 * 0.5 + 0.6 * 0.35 + 0.8 * 0.15 = 0.53

如题

1 个答案

pzqa39 · 2024年04月03日

嗨,从没放弃的小努力你好:


P (AC and H)表示同时满足:1、没有auto policy;2、有homeowner policy的概率


P (A and Hc)表示同时满足:1、homeowner policy;2、有auto policy的概率


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