通过改变客户对于风险的认知，进而提高其风险容忍度的说法为什么不正确？本来对于风险认识不到位，所以投债券；改变后，可能愿意投股票。

问题如下：

When Tom and his investment advisor Johnson discussed investment risks, Tom stated that he is moderately conservative and invests most of his assets in securities that have below-average volatility. Johnson responded, "As your wealth manager, I can help you better understand and shape your perception of investment risks, which will enable you to increase your risk tolerance.

Johnson's comments on investment risks are likely to be:

选项：

correct

incorrect regarding risk tolerance.

incorrect regarding risk perception.

解释：

B is correct. The statement about risk tolerance is incorrect. Risk tolerance is the level of risk that an individual is willing and able to bear, which is related to their attitude towards risk. The overall risk tolerance of individuals is relatively stable and unlikely to change with changes in financial market conditions. In addition, client’s risk tolerance for individual goals may vary; They may have lower risk tolerance for short-term goals, but higher risk tolerance for long-term goals.

A is incorrect. The statement about risk tolerance is incorrect. Risk tolerance is the level of risk that an individual is willing and able to bear, which is related to their attitude towards risk. Risk perception is a subjective assessment of the risks involved. Unlike risk tolerance, client ' perception of investment risk depends on the specific situation. Wealth managers can help shape clients' risk perception, but doing so will not increase their risk tolerance.

C is incorrect. The statement about risk perception is correct. Risk perception is a subjective assessment of the risks involved, and how client perceive investment risks depends on the specific situation. Wealth managers can help shape clients' risk perception.

B是正确的。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。个人的整体风险承受能力相对稳定，不太可能随着金融市场条件的变化而变化。此外，客户对个人目标的风险承受能力可能会有所不同；他们可能对短期目标的风险承受能力较低，但对长期目标的风险容忍度较高。

A不正确。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。风险感知是对所涉及风险的主观评估。与风险承受能力不同，客户对投资风险的感知取决于具体情况。财富经理可以帮助塑造客户的风险认知，但这样做不会提高客户的风险承受能力。

C不正确。关于风险感知的说法是正确的。风险感知是对所涉及风险的主观评估，客户如何感知投资的风险取决于具体情况。财富管理师可以帮助塑造客户的风险认知。