开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

薛定谔都有猫 · 2024年02月08日

C选项

NO.PZ2023052301000072

问题如下:

Which of the following benefits of securitization is most likely to be important for investors?

选项:

A.

Increased efficiency

B.

Reduced liquidity risk

C.

The ability to tailor interest rate and credit risk exposures

解释:

The correct answer is C. Securitization provides a direct conduit between borrowers and investors. It also allows investors to tailor interest rate and credit risk exposures to suit their specific risk, return, and maturity needs.

A is incorrect because securitization creates efficiency for issuers and financial markets more directly than for investors. Securitization allows issuers to sell illiquid assets and operate more efficiently on a risk-adjusted basis. Moreover, because securitization creates tradable securities with higher liquidity than the original underlying assets, it makes financial markets more efficient.

B is incorrect because securitization improves overall liquidity in the financial system and reduces liquidity risk, which benefits participants in financial markets.

老师可以解释一下C选项吗?我的理解是C选项说资产证券化可以让投资者定制风险敞口等,这是和ABS的内部分层有关吗?

1 个答案

pzqa27 · 2024年02月12日

嗨,从没放弃的小努力你好:


是的,当资产证券化后,一般会分成几个层级,不同层级的回报率和风险不一样,虽然这些层级都来自一个资产池子,但是风险不一样,投资者相当于投资了同一个资产池,但是可以选择不同的风险大小。

----------------------------------------------
虽然现在很辛苦,但努力过的感觉真的很好,加油!

  • 1

    回答
  • 0

    关注
  • 212

    浏览
相关问题

NO.PZ2023052301000072 问题如下 Whiof the following benefits of securitization is most likely to important for investors? A.Increaseefficien B.Receliquity risk C.The ability to tailor interest rate ancret risk exposures The correanswer is Securitization provis a reconit between borrowers aninvestors. It also allows investors to tailor interest rate ancret risk exposures to suit their specific risk, return, anmaturity nee. A is incorrebecause securitization creates efficienfor issuers anfinancimarkets more rectly thfor investors. Securitization allows issuers to sell illiquiassets anoperate more efficiently on a risk-austebasis. Moreover, because securitization creates trable securities with higher liquity ththe originunrlying assets, it makes financimarkets more efficient. B is incorrebecause securitization improves overall liquity in the financisystem anreces liquity risk, whibenefits participants in financimarkets. B可以是issuer 的好处吗

2024-10-15 04:08 1 · 回答

NO.PZ2023052301000072 问题如下 Whiof the following benefits of securitization is most likely to important for investors? A.Increaseefficien B.Receliquity risk C.The ability to tailor interest rate ancret risk exposures The correanswer is Securitization provis a reconit between borrowers aninvestors. It also allows investors to tailor interest rate ancret risk exposures to suit their specific risk, return, anmaturity nee. A is incorrebecause securitization creates efficienfor issuers anfinancimarkets more rectly thfor investors. Securitization allows issuers to sell illiquiassets anoperate more efficiently on a risk-austebasis. Moreover, because securitization creates trable securities with higher liquity ththe originunrlying assets, it makes financimarkets more efficient. B is incorrebecause securitization improves overall liquity in the financisystem anreces liquity risk, whibenefits participants in financimarkets. 参考另一个答案解析https://class.pzacamy.com/qa/151351请问投资者怎么能降低风险敞口呢, 这是市场能做到的吧另外, B是对市场的好处, 降低Liquity risk同样对投资者有好处呀, 为什么不选呢

2024-09-16 19:36 1 · 回答

NO.PZ2023052301000072 问题如下 Whiof the following benefits of securitization is most likely to important for investors? A.Increaseefficien B.Receliquity risk C.The ability to tailor interest rate ancret risk exposures The correanswer is Securitization provis a reconit between borrowers aninvestors. It also allows investors to tailor interest rate ancret risk exposures to suit their specific risk, return, anmaturity nee. A is incorrebecause securitization creates efficienfor issuers anfinancimarkets more rectly thfor investors. Securitization allows issuers to sell illiquiassets anoperate more efficiently on a risk-austebasis. Moreover, because securitization creates trable securities with higher liquity ththe originunrlying assets, it makes financimarkets more efficient. B is incorrebecause securitization improves overall liquity in the financisystem anreces liquity risk, whibenefits participants in financimarkets. 能下吗

2024-02-12 09:49 1 · 回答