NO.PZ2020011901000038
问题如下:
A life insurance company issues whole life insurance poli-cies where the annual premiums are USD 1 million. A property–casualty insurance company issues fire, theft, and flood house insurance policies with annual premiums of USD 1 million. Is the following statement true or false? “It is likely that the life insurance company will have to keep more capital for the risks it faces.”
选项:
解释:
False. The property–casualty insurance company’s risks are likely to be higher because the policies include some catastrophe risks.
题目的意思应该是:保险公司有可能将不得不保留更多的资本来应对面临的风险。而解释中说因为巨灾的可能,风险可能会更高。感觉是证明是true啊