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worldcup · 2024年01月10日

请问这道题为什么money market account还投资这么大比例的股票

  1. CFA III
  2. Asset Allocation

* 问题详情，请 查看题干

NO.PZ202212280100005202

问题如下：

(2) Young decides to accept the retirement offer. Having very low liquidity needs, she wants to save part of the retirement payout for unforeseen costs that might occur more than a decade in the future. The broker’s view on long-term stock market prospects is positive and recommends additional equity investment.

Determine which of Young’s accounts (education, retirement, reallocated money market, or unexpected needs) is best suited for implementing the broker’s recommendation.

选项：

解释：


还有第二问中的“reallocated money market account”中的reallocated该怎么理解。


是指把money market 卖掉了，买股票么？


最怕题目中有一些看似不相关的表述，但细想就不太懂出题人表述的是什么意思

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1 个答案

lynn_品职助教 · 2024年01月10日

嗨，从没放弃的小努力你好：


请问这道题为什么money market account还投资这么大比例的股票


还有第二问中的“reallocated money market account”中的reallocated该怎么理解。


是指把money market 卖掉了，买股票么？


最怕题目中有一些看似不相关的表述，但细想就不太懂出题人表述的是什么意思


对，同学说的对，其实是有一点干扰的，


这个其实就是账户取了一个名字叫reallocated money market account，题干中没有提到这个账户有限制只能投货币市场产品，所以可以投资股票的。


其次这个账户主要想告诉我们的是它是taxable account，没有税收优惠，只不过正确判断出题人的意图比较难，我们要把握好分寸，不能过度解读，也不能丢失信息，所以才要多练习，同学有问题可以多提问，多总结。考场上的题目一般要表达简洁易懂得多。


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