NO.PZ202212280100005202
问题如下：
(2) Young decides to
accept the retirement offer. Having very low liquidity needs, she wants to save
part of the retirement payout for unforeseen costs that might occur more than a
decade in the future. The broker’s view on long-term stock market prospects is
positive and recommends additional equity investment.
Determine which of Young’s accounts (education, retirement,
reallocated money market, or unexpected needs) is best suited for implementing the broker’s recommendation.
选项：
解释：
谢谢老师先！！！
reallocate money market is best suited for implement the broker's recommendation.
- the money market account is a taxable account. the long-term equity investment will have a lower tax rate.
- the education account is not appropriate, because both of young's daughter are at the age of education. the liquidity needs is high.
- the retirement account and the unexpected needs account are not appropriate. because young have already decided to accept the retirement offer, the retirement account should cover yong's living expense. the unexpected needs account should provide adequate liquidity. so both of the retirement account and the unexpected needs account are not appropriate.
