NO.PZ2021090805000025
问题如下：
John is preparing for retirement and is planning to hire a wealth manager to better manage investments. When looking for a wealth management company, his goal is to choose a company where the wealth manager has the following characteristics:
1) Proficiency in capital markets, including sector and security expertise
2)
Financial
planning knowledge, including proficiency in insurance and taxation
3)
Portfolio
construction ability, including detailed knowledge of asset class risk, return,
and correlation
The characteristics that John is most likely to find in a private wealth management company during his search for a wealth management company is:
选项：
A.characteristics 1
characteristics 2
characteristics 3
解释：
C is correct. In order to build client portfolios, private wealth managers require a comprehensive understanding of the risks and returns of asset classes, the correlations between asset classes, as well as knowledge of investment vehicles, managers, products, and implementation strategies.
A is incorrect. In most cases, wealth managers must have a broad understanding of the capital markets and asset classes, but it is unlikely that they will be investment experts.
B is incorrect. Wealth managers are typically not experts in specialized financial planning fields, such as insurance, taxation, and real estate planning. However, wealth managers who have a working knowledge in these fields can add value for clients and more effectively interact with other professionals who serve the clients.
知识点考察：Technical and Soft Skills for Wealth Managers
C是正确的。为了构建客户投资组合，私人财富经理需要全面了解资产类别的风险和回报、资产类别之间的相关性，以及投资工具、经理、产品和实施策略的知识。
A不正确。在大多数情况下，财富管理者必须对资本市场和资产类别有广泛的了解，但他们不太可能成为投资专家。
B不正确。财富管理者通常不是保险、税务和房地产规划等专业财务规划领域的专家。然而，拥有这些领域工作知识的财富管理者可以为客户增加价值，并更有效地与为客户服务的其他专业人士互动。
No.PZ2021090805000025 (选择题)
