NO.PZ2023101601000053
问题如下：
A risk analyst estimates that
the hazard rate for a company is 0.12 per year. Assuming a constant hazard rate
model, what is the probability that the company will survive in the first year
and then default before the end of the second year?
选项：
A.
8.9%
B.
10%
C.
11.3%
D.
21.3%
解释：
The joint probability
of survival up to time t and default over (t, t+ τ) is:
The joint probability
of survival the first year and defaulting in the second year is:
老师您好，请问这是哪个知识点里面的内容呀？可以解释一下这道题嘛？谢谢老师
