NO.PZ2023091802000004
问题如下：
Which of these is the biggest risk for whole life insurance?
选项：
A.
Longevity risk
B.
Mortality risk
C.
Policies being sold to a third party
D.
Inflation
解释：
The biggest risk for whole life insurance is that the policyholder
dies earlier than expected. This is referred to as mortality risk. Longevity
risk is the risk that the policy holder will live longer than expected. Sale of
the policy to a third party should make no difference and policies are not
inflation-linked.
Whole life risk死亡是对被保险人的最大风险，那longevity是对保险机构的最大风险吗
题目是不是没有描述主体 还是我理解错了？
