请问选项D为什么不对，是因为不在ERM的框架中吗？

问题如下：

The board of directors of a growing insurance company has recommended the firm establish an enterprise risk management (ERM) framework. Which of the following represents a key benefit for the firm that it will likely attain after establishing an ERM framework?

选项：

A.

Increasing the organization's risk appetite and its expected return on new projects

B.

Improving the firm’s risk reporting practices

C.Allowing the board of directors to validate risk models to ensure their accuracy D.

Increasing the expected correlation between risk factors where there is exposure across the enterprise

解释：

Implementation of ERM requires integration. Establishing a centralized risk management unit, infusion of a wholistic risk management approach into business processes and applying coordinated risk transfer strategies bring increased efficiency and better performance in various bank practices including risk reporting