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四喜丸子 · 2023年08月24日

可以请老师解释一下这道题吗?

NO.PZ2022081802000114

问题如下:

Question Which of the following statements best describes a potential concern for clients using robo-advisers? Robo-advisers:

选项:

A.must be established as registered investment advisers. B.do not seem to incorporate the full range of investment information into their recommendations. C.are likely to be held to a similar code of conduct as other investment professionals in the given region.

解释:

Solution

B is correct. Initial research has shown that robo-advisers do not seem to incorporate the full range of investment information into their recommendations, meaning that important points may be missing in investment decisions.

A is incorrect. It is an advantage to clients that robo-advisers must be registered as investment advisers, because they are subject to guidance from the securities regulator of their country.

C is incorrect. It is an advantage to clients that robo-advisers must be held to a similar code of conduct as other investment professionals in the given region.

可以请老师解释一下这道题吗?

1 个答案

Kiko_品职助教 · 2023年08月25日

嗨,努力学习的PZer你好:


这道题问下面哪一项最好的描述了智能投顾的潜在担忧。

智能投顾毕竟不是人,所以它并不能把所有的投资信息都纳入决策中,所以这意味着投资决策中可能会遗漏一些重要的信息点。答案是B

A说的是必须成立为注册投资顾问,这不是一个concern,这对客户来说是一件好事,所以不选

C说的是可能被要求遵守与其他投资专业顾问类似的行为准则,这对客户来说也不是concern,是个好事。所以也不选。

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

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