问题如下图:
选项:
A.
B.
C.
解释:
The end of deposits中 是否包括上一年度的存款呢?
若包括,为何在下一年度又重复计息?
NO.PZ2017092702000010 问题如下 A saver posits the following amounts in account paying a stateannurate of 4%, compounsemiannually:the enof Ye4, the value of the account is closest to: A.$30,432 B.$30,447 C.$31,677 B is correct.To solve for the future value of unequcash flows, compute the future value of eapayment of Ye4 the semiannurate of 2%, anthen sum the invifuture values, follows:根据上表所示,首先计算每笔存款的FV,但是需使用semiannurate 2%,然后将FV相加求和。 为什么不是按照effective annurate的计算方式计算呢?这样一年4%,按照半年机洗一次的话,EAR应该算出来是4.04%呀,并不是直接4%除上2,这个理解是哪里有问题呢?
NO.PZ2017092702000010 问题如下 A saver posits the following amounts in account paying a stateannurate of 4%, compounsemiannually:the enof Ye4, the value of the account is closest to: A.$30,432 B.$30,447 C.$31,677 B is correct.To solve for the future value of unequcash flows, compute the future value of eapayment of Ye4 the semiannurate of 2%, anthen sum the invifuture values, follows:根据上表所示,首先计算每笔存款的FV,但是需使用semiannurate 2%,然后将FV相加求和。 若用CF计算,CF0 = 0,CF1,3,5,7=0,2,4,6,8分别为题目给予的数值,同时I = 2,这样计算是否正确
NO.PZ2017092702000010 问题如下 A saver posits the following amounts in account paying a stateannurate of 4%, compounsemiannually:the enof Ye4, the value of the account is closest to: A.$30,432 B.$30,447 C.$31,677 B is correct.To solve for the future value of unequcash flows, compute the future value of eapayment of Ye4 the semiannurate of 2%, anthen sum the invifuture values, follows:根据上表所示,首先计算每笔存款的FV,但是需使用semiannurate 2%,然后将FV相加求和。 ti
NO.PZ2017092702000010 问题如下 A saver posits the following amounts in account paying a stateannurate of 4%, compounsemiannually:the enof Ye4, the value of the account is closest to: A.$30,432 B.$30,447 C.$31,677 B is correct.To solve for the future value of unequcash flows, compute the future value of eapayment of Ye4 the semiannurate of 2%, anthen sum the invifuture values, follows:根据上表所示,首先计算每笔存款的FV,但是需使用semiannurate 2%,然后将FV相加求和。 题干里给的是每年年末的posit。第一年4000,第二年8000,第二年8000里面不会有4000已经compoun第四年年末了吗?再计算8000的compoun什么没有重复计算的问题?
NO.PZ2017092702000010问题如下 A saver posits the following amounts in account paying a stateannurate of 4%, compounsemiannually:the enof Ye4, the value of the account is closest to:A.$30,432B.$30,447C.$31,677 B is correct.To solve for the future value of unequcash flows, compute the future value of eapayment of Ye4 the semiannurate of 2%, anthen sum the invifuture values, follows:根据上表所示,首先计算每笔存款的FV,但是需使用semiannurate 2%,然后将FV相加求和。 我的想法每一年分开算,如第一年,N=2,I/Y=2%,pv=题目中的,然后能算出来FV第二年,N和I/Y不变,PV=第一年算出来的值,PMT=题目给的第二年的投资,算FV第三年,N和I/Y不变,PV=第二年算出来的值,PMT=题目给的第三年的投资,算Fv这个FV就是答案。请问老师我这个思路有什么问题吗?