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506623496 · 2023年08月08日

1不是endowment吗

NO.PZ2023012803000006

问题如下:

John Hancock worked in G&C co., a company in petrol-chemical industry, for 35 years and retired 3 years ago.

He made two statements about his personal investments:

Statement 1: Nearly 40% of my investment portfolio invests in petrol-chemical industry.

Statement 2: I bought a new stock which is in medical industry after reading a report that the company’s annual financial results last year was above expectations.

Which statement regarding John’s behavior is most likely exhibits availability bias:

选项:

A.

Statement 1

B.

Statement 2

C.Both statement 1 and 2

解释:

Availability bias is an information-processing bias in which people take a heuristic (sometimes called a rule of thumb or a mental shortcut) approach to estimating the probability of an outcome based on how easily the outcome comes to mind. FMPs’ investment choices may be influenced by how easily information is recalled.

1不是endowment吗?判断是availability 是因为说了他几年前刚退休吗,觉得有点牵强

1 个答案
已采纳答案

王琛_品职助教 · 2023年08月09日

嗨,爱思考的PZer你好:


1)1不是endowment吗?

不是 endowment 哈

题干并没有说 John 投资组合中,将近 40% 集中在石油化工行业,是由于父辈的赠予,所以并不涉及继承

2)判断是availability 是因为说了他几年前刚退休吗,觉得有点牵强

其实和退休时间关系倒不大

更关键的其实是他本身就在石油化工行业工作了 35 年哈

也请参考:https://class.pzacademy.com/qa/117199

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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