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Jingwen · 2023年07月31日

Feature 3 这里within的解释是什么

NO.PZ2023010407000017

问题如下:

Johnson decide add hedge fund to his client's portfoliohe consider a hedge fund that specializes in reinsurance and life settlements. Johnson tell his customer about three characteristics that hedge fund managers look for three characteristics when investing in life settlement:

Feature 1 The surrender value provided to the insured individual is relatively high.

Feature 2 The premiums paid continuously to keep the policy active are relatively low.

Feature 3 There is a high probability that the designated insured person is likely to die within the period predicted by standard actuarial methods.

Which of the three characteristics of life settlements noted by Johnson is correct?

选项:

A.

Feature 1

B.

Feature 2

C.

Feature 3

解释:

B is correct. Hedge funds look for policies in which the ongoing premium payments to keep the policy active are relatively low, so Feature 2 is correct. Hedge funds also look for life settlements where the surrender value offered to the insured individual is also relatively low and the probability that the designated insured person is likely to die earlier than predicted by standard actuarial methods is relatively high.

A is incorrect because hedge funds look for policies in which the surrender value offered to the insured individual is relatively low (not high) in order to enhance return by purchasing at a lower price.

C is incorrect because hedge funds look for settlements in which the probability that the designated insured person is likely to die earlier than predicted by standard actuarial methods is relatively high. This means the hedge fund’s cash outflows to pay the ongoing premium will be less than predicted, which will enhance return.

likely to die within the period predicted

在这里within的理解是什么呀?我其实当时就认为within也就是在这个范围之内的意思了。

2 个答案
已采纳答案

伯恩_品职助教 · 2023年07月31日

嗨,爱思考的PZer你好:


就是专家预期死亡的年龄大概在75-77之间吧比如。如果是介于这个范围,那么其实是不沾光的,只有被保人死亡早于75,才可能从保费中赚到

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

Jingwen · 2023年08月01日

哈哈哈好噢,没有想到还是个区间,我只想到是一个数了,谢谢老师~~~

伯恩_品职助教 · 2023年08月01日

嗨,从没放弃的小努力你好:


客气啦

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加油吧,让我们一起遇见更好的自己!

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2024-08-10 23:45 2 · 回答