NO.PZ202206210200000204
问题如下：
Assuming a rising interest rate environment, what would most likely be the impact on Pure’s balance sheet from the behavior of Pure’s checking account clients?
选项：
A.An increase in liabilities B.A decrease in the value of the assets C.An increase in the value of residual equity解释：
C is correct, because loans are originated at higher rates in a rising interest rate environment. Pure’s main source of funds is non-interest-bearing checking deposits, rather than wholesale funding. Profit margins would increase as loans are made at higher rates, while the cost of funds would remain stable. Profit margins would increase, leading to an increase in residual equity.
A is incorrect, because there would be no increase in liabilities from stable deposits.
B is incorrect, because there would be no decrease in the value of assets from stable deposits.
如题
